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Are You Covered?
A home warranty is a service contract that protects your home’s appliances and some systems from repairs or possible replacements. A convenient benefit of a home warranty is that when you report an item, they will assign a service provider to evaluate whether it should be repaired or replaced without the owner having to act […]
Are You Covered?
A home warranty is a service contract that protects your home’s appliances and some systems from repairs or possible replacements. A convenient benefit of a home warranty is that when you report an item, they will assign a service provider to evaluate whether it should be repaired or replaced without the owner having to act […]

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A home warranty is a service contract that protects your home’s appliances and some systems from repairs or possible replacements. A convenient benefit of a home warranty is that when you report an item, they will assign a service provider to evaluate whether it should be repaired or replaced without the owner having to act like a middleman.

Homeowner’s insurance is required by most mortgage lenders when there is an outstanding loan. This coverage protects the structure and the dwelling and the homeowner’s personal property from named occurrences like theft, natural disaster, or accident. Homeowner’s insurance does not cover the systems and appliances for repairs or replacements due to normal wear.

The fees for home warranties can vary based on deductibles and how much of the risk the homeowner is willing to accept.

Additional items can be included to the standard coverage to include pool, spa, additional refrigerators, septic tanks, and other items. There may also be some named items that are not covered that could include sprinkler systems, window air conditioning units or other specific items.

Contracts usually are for a one-year period, may have a waiting period and usually will not include pre-existing conditions. The premium or fee is paid in advance.

Many homeowners learned about this type of service when they bought a home. It was provided by the seller and probably gave some element of peace of mind. Home warranties can be purchased even when the home is not being sold and by the current owner. Even rental property owners are using this type of coverage to manage the repairs and replacement expenses.

American Home Shield, Choice Home Warranty, Select Home Warranty, First American Home Warranty.

LIST OF BLOGS

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A Seller's equity in their home is the difference between what the home is worth and what they owe. At any point in time, it is an estimation because value is a very subjective term. If the seller thinks the home is worth more than an actual buyer will pay for it, the...

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Rents going up may not be pleasant to hear for tenants, but it could be music to your ears if you are an investor. The recent CoreLogic Single-Family Rent Index, April 2021, showed a 5.3% increase in national rent year over year which doubled the increase experienced...

Choosing the Right Agent in a Seller’s Market

Even in the present, low stock real estate market, sellers are withstanding the desire to offer it themselves and still looking for the aid of a realty specialist. It might be more crucial than ever and there is excessive at stake to run the risk of going it alone....

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Price: $750,000 46490 Cedarhurst Dr, Sterling, VA 20165 MLS #: VALO2005950 Tax ID #: 018396668000 Ownership Interest: Fee Simple Association: HOA Structure Type: Detached Levels/Stories: 2 Furnished: No Waterfront: No Garage: Yes Beds: 4 Baths: 3 / 1 Above Grade Fin...

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Price: $654,990 10025 Bonnykelly Ct, Bristow, VA 20136 MLS #: VAPW2000470 Tax ID #: 7495-33-3072 Ownership Interest: Fee Simple Association: HOA Structure Type: Detached Levels/Stories: 3 Waterfront: No Views: Garden/Lawn, Street Garage: Yes Beds: 4 Baths: 2 / 1 Above...

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Price: $629,999 9774 Upper Mill Loop, Bristow, VA 20136 MLS #: VAPW2006976 Tax ID #: 7595-24-7295 Ownership Interest: Fee Simple Association: HOA Structure Type: Detached Levels/Stories: 3 Waterfront: No Garage: Yes Beds: 5 Baths: 2 / 2 Above Grade Fin SQFT: 2,912 /...

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