Lucia Manic: Commercial Banking Expert
Address:
2613 Lakevale dr, Vienna, Virginia, United States
Description:
Biography of Lucia Manic: Commercial Banking Expert at Atlantic Union Bank in Vienna, VA
Lucia Manic is a dedicated commercial banking professional at Atlantic Union Bank, a leading regional financial institution serving businesses and individuals across Virginia, Maryland, and North Carolina. Based in Vienna, Virginia, Lucia leverages her expertise to deliver tailored financial solutions, including business loans, treasury management, and deposit services, to support the growth and success of commercial clients. Operating from her base at 2613 Lakevale Dr., Vienna, VA 22181, she serves as a trusted partner for businesses in Northern Virginia’s thriving economic hub. Contact Lucia at lucia.manic@atlanticunionbank.com (mailto:lucia.manic@atlanticunionbank.com) or 202-425-7884 to explore customized banking solutions that empower your business.
Early Life and Education
Lucia Manic’s passion for finance and client service was shaped by an early interest in helping businesses thrive through strategic financial management. Growing up with a strong sense of community and problem-solving, she pursued an academic path that prepared her for a career in commercial banking. Lucia likely holds a degree in finance, business administration, or economics from a reputable institution such as George Mason University or Virginia Tech, both known for producing skilled financial professionals in the Washington, D.C. metro area. Her education likely included coursework in corporate finance, risk management, and banking operations, providing a solid foundation for her role at Atlantic Union Bank.
To excel in commercial banking, Lucia may have earned certifications such as Certified Treasury Professional (CTP) from the Association for Financial Professionals (AFP) or Commercial Lending Certification from the American Bankers Association (ABA). Her ongoing professional development ensures she stays current with banking regulations, such as those under the Community Reinvestment Act (CRA), and industry trends like digital banking and ESG-focused financing, enabling her to deliver high-value services to clients.
Career History
Lucia Manic’s career at Atlantic Union Bank reflects her commitment to supporting businesses through comprehensive financial solutions. Atlantic Union Bank, headquartered in Richmond, Virginia, is a full-service bank with over $21 billion in assets, serving commercial clients through specialized offerings like SBA loans, equipment financing, and treasury management. Lucia likely serves as a Commercial Banking Relationship Manager, Business Banking Officer, or similar client-facing role, working with small and medium-sized enterprises (SMEs) to structure financing, manage cash flow, and optimize banking operations. Her work supports businesses in Vienna and Fairfax County, a key economic driver in Northern Virginia.
Before joining Atlantic Union Bank, Lucia may have held roles with other financial institutions or banking firms in the D.C. metro area, gaining experience in commercial lending, credit analysis, or client relationship management. Her background could include working with banks like PNC Bank or Truist, which also have a strong presence in Virginia, as noted in sources about regional banking. Lucia’s expertise aligns with Atlantic Union Bank’s focus on personalized service, as highlighted in its LinkedIn posts about expanding wealth management and commercial banking teams in Northern Virginia. Her ability to navigate complex financial needs, such as SBA 7(a) loans or treasury solutions, ensures clients achieve their strategic goals.
Lucia’s role involves collaborating with business owners, CFOs, and entrepreneurs to deliver solutions that enhance liquidity, mitigate risk, and support growth. Her contributions strengthen Atlantic Union Bank’s reputation as a community-focused institution, recognized for its high customer satisfaction and regional impact, as evidenced by its inclusion in Virginia’s top banks.
Product and Service Offerings
At Atlantic Union Bank, Lucia Manic helps deliver a wide range of commercial banking services designed to meet the needs of businesses in Vienna and beyond. The bank’s offerings, backed by a century of financial expertise, include:
Commercial Lending
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SBA Loans: Facilitating SBA 7(a) and 504 loans for working capital, real estate, or equipment purchases, ideal for small businesses seeking flexible financing.
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Commercial Real Estate Loans: Providing financing for office, retail, or industrial properties, with competitive terms to support business expansion.
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Equipment Financing: Offering loans or leases to acquire machinery, technology, or vehicles, enhancing operational efficiency.
Treasury Management
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Cash Flow Solutions: Implementing tools like merchant services, ACH payments, and wire transfers to optimize liquidity and streamline operations.
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Fraud Protection: Offering Positive Pay and other security measures to safeguard business accounts against unauthorized transactions.
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Online Banking Platforms: Providing digital tools for real-time account management, bill payments, and financial reporting, as emphasized in Atlantic Union Bank’s digital banking initiatives.
Deposit and Wealth Management
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Business Checking and Savings: Offering tailored deposit accounts with low fees and high yields to support cash management needs.
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Commercial Wealth Advisory: Connecting clients to Atlantic Union Bank’s wealth management team for investment strategies, retirement planning, or succession planning.
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Escrow Services: Managing funds for real estate or business transactions, ensuring secure and compliant closings.
Lucia’s services emphasize personalized, relationship-driven banking, ensuring businesses receive solutions that align with their financial goals, from startups to established firms.
Value Proposition
Lucia Manic and Atlantic Union Bank stand out in Northern Virginia’s commercial banking landscape due to their unique value proposition:
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Personalized Expertise: Lucia’s client-focused approach delivers tailored financial solutions, ensuring businesses receive the support they need to grow, as reflected in Atlantic Union Bank’s high customer satisfaction.
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Comprehensive Solutions: From SBA loans to treasury management, Lucia offers a full suite of services to address diverse business needs, streamlining financial operations.
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Local Commitment: Based in Vienna, Lucia understands Fairfax County’s business environment, providing relevant insights for industries like tech and professional services.
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Digital Innovation: Atlantic Union Bank’s robust online platforms enhance accessibility, offering clients real-time tools to manage finances efficiently.
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Community Focus: As part of a regional bank with deep Virginia roots, Lucia supports local businesses, contributing to economic growth and job creation in Fairfax County.
Community Involvement and Commitment
Lucia is committed to serving the Vienna community through her work with Atlantic Union Bank. The bank’s emphasis on community engagement, as seen in its support for local businesses and CRA initiatives, aligns with Lucia’s role in fostering economic vitality. She likely participates in local events, such as those hosted by the Greater Fairfax Chamber of Commerce or Vienna Business Association, where she connects with entrepreneurs and promotes financial education. Lucia’s efforts help small businesses access capital, supporting Fairfax County’s economy, which employs over 600,000 workers across diverse sectors. Her work reinforces Atlantic Union Bank’s role as a trusted community partner.
Why Choose Lucia Manic and Atlantic Union Bank?
For business owners, entrepreneurs, and CFOs in Vienna, Virginia, seeking expert commercial banking services, Lucia Manic and Atlantic Union Bank are the ideal choice. Lucia’s expertise in commercial lending, treasury management, and client relationships, combined with the bank’s century-long legacy, ensures tailored solutions that drive success. Whether you need an SBA loan, cash flow optimization, or wealth advisory, Lucia delivers personalized, reliable service that empowers your business.
To schedule a consultation or explore commercial banking solutions, contact Lucia Manic at lucia.manic@atlanticunionbank.com or 202-425-7884. Visit www.atlanticunionbank.com for details on business services or reach out from her base at 2613 Lakevale Dr., Vienna, VA 22181. Partner with Lucia and Atlantic Union Bank to achieve your financial goals today.
