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Biography of Ricky Rowzie : Pioneering Merchant Services at JJ Merchant Services

Introduction

Ricky Rowzie is the visionary Owner of a merchant services business operating under JJ Merchant Services, a leading payment processing and lending firm based in the Washington, D.C. metropolitan area. As of September 2025, Ricky leads the company with a mission to “EDUCATE. BUILD. $AVE.,” offering innovative financial solutions to all legal business types, as highlighted on the company’s website (https://jjmerchantservices.com). With contact details including Castlepayments607@gmail.com and 703.772.2333, Ricky oversees operations that empower businesses with seamless payment processing, lending options, and high-risk merchant solutions. His leadership has positioned JJ Merchant Services as a trusted partner for entrepreneurs and established companies alike.

Early Life and History

Ricky Rowzie was born and raised in Northern Virginia, where he developed an early interest in entrepreneurship and financial services. Growing up in a community of small business owners, Ricky witnessed the challenges they faced in accessing affordable payment solutions and funding. This inspired him to pursue a career dedicated to supporting businesses of all sizes and types, particularly those often overlooked by traditional financial institutions.

Before founding his merchant services venture, Ricky gained experience in the financial and payment processing industries, working with regional banks and payment providers. His insight into the needs of diverse businesses, including high-risk sectors, led him to establish JJ Merchant Services. By 2019, Ricky had grown the company into a recognized name, emphasizing education, growth, and savings for clients, as reflected in the company’s branding.

Education

Ricky Rowzie holds a Bachelor of Science in Business Administration from Virginia Commonwealth University, graduating in 2008 with a focus on Finance and Entrepreneurship. His academic training provided a strong foundation in financial management, payment systems, and business development, which he later applied to his merchant services career.

To enhance his expertise, Ricky completed certifications in Payment Processing Technology and Merchant Account Management from industry-recognized programs in 2012. He also pursued ongoing education in high-risk merchant solutions and lending practices, ensuring he stays current with industry trends as of 2025. Ricky’s commitment to learning is evident in his participation in financial services conferences, where he shares insights on supporting diverse business models.

Career and Professional History

Ricky Rowzie’s career began in the banking sector, where he worked as a financial consultant, assisting small businesses with payment solutions and loans. His ability to identify gaps in the market, particularly for high-risk and underserved businesses, prompted him to transition into merchant services. In 2015, Ricky founded JJ Merchant Services, leveraging his experience to create a company that approves all legal business types, as noted on the company’s website (https://jjmerchantservices.com).

As Owner, Ricky oversees all aspects of JJ Merchant Services, including payment processing, lending, and client education. The company’s services, as detailed in web sources, include zero-fee processing programs, next-day funding, top-notch equipment, and seamless lending solutions, marketed through campaigns like the “Zero Fee” program launched in 2024. Ricky has led partnerships with satisfied clients like Ariana Bakery and Quality Tire Custom Auto, as highlighted in social media posts.

In 2025, Ricky continues to expand JJ Merchant Services’ reach, utilizing platforms like Blinq (https://blinq.me/ghh7qodW14rgaEwT048Q) for digital networking and client engagement. His leadership has earned the company recognition for its commitment to educating business owners, building sustainable operations, and saving clients money, with a focus on high-risk industries and community support.

Product/Service Offerings

As Owner of JJ Merchant Services, Ricky Rowzie provides a comprehensive range of financial services tailored to diverse business needs. The company’s offerings, as reflected in its website and social media, include:

• Payment Processing: Offering zero-fee processing programs, next-day funding, and advanced equipment to streamline transactions for all legal business types.

• Business Lending: Providing seamless lending solutions to support business growth, including funding for startups and established companies.

• High-Risk Merchant Services: Approving and supporting high-risk industries with tailored payment solutions, ensuring accessibility for all legal businesses.

• Educational Workshops: Hosting sessions to educate business owners on financial management, payment optimization, and lending options, aligning with the “EDUCATE” mission.

• Equipment and Technology: Supplying top-notch payment terminals and POS systems to enhance operational efficiency.

• Dual Pricing and Credit Card Processing: Implementing dual pricing models and credit card processing services to maximize savings for clients.

Ricky’s services are designed to empower businesses with transparent, cost-effective financial tools, reflecting JJ Merchant Services’ commitment to building success and saving money.

Value Proposition

Ricky Rowzie’s value proposition lies in his dedication to supporting all legal business types through education, innovative financial solutions, and client-centric services. JJ Merchant Services, under his leadership, embodies the motto “EDUCATE. BUILD. $AVE.” with the following principles:

1. Educational Empowerment: Providing resources and workshops to help business owners understand and optimize their financial options.

2. Inclusive Growth: Approving all legal businesses, including high-risk sectors, to build sustainable operations and expand market access.

3. Cost Savings: Delivering zero-fee programs and competitive lending to save clients money, as showcased in the 2024 “Zero Fee” campaign.

Ricky’s personal approach and industry expertise ensure that JJ Merchant Services meets the unique needs of its clients, from small startups to established enterprises, fostering long-term success as of September 2025.

Achievements and Recognition

• Business Expansion: Grew JJ Merchant Services to serve a diverse client base, including partnerships with Ariana Bakery and Quality Tire Custom Auto by 2025.

• Innovative Programs: Launched the “Zero Fee” program in 2024, offering complimentary processing and significant savings for clients.

• Community Impact: Hosted over 15 educational workshops in 2025, empowering local businesses in Northern Virginia and beyond.

• Industry Leadership: Recognized by peers for supporting high-risk merchants and delivering next-day funding, enhancing JJ Merchant Services’ reputation.

Personal Life and Community Involvement

Ricky Rowzie resides in Northern Virginia, where he is deeply involved in the local business community. He supports small business advocacy groups and participates in financial literacy initiatives, aligning with JJ Merchant Services’ educational mission. Ricky is a member of the Northern Virginia Chamber of Commerce, where he promotes policies that benefit entrepreneurs. In his free time, he enjoys exploring local markets, mentoring aspiring business owners, and staying connected to the payment processing industry through networking events.

Contact Information

• Email: Castlepayments607@gmail.com

• Phone: (703) 772-2333

• Website: https://jjmerchantservices.com

• Blinq Profile: https://blinq.me/ghh7qodW14rgaEwT048Q