A home can belong to two associations when a smaller one sits inside a larger one. Both can charge dues and set rules.
How it happens
A master association governs a large planned community and its shared amenities, such as pools or clubhouses. A condo association governs one building or section, including its common areas. A property inside both belongs to both.
What to check before you buy
- The dues for each association and what each one covers.
- The rules and restrictions from each, since you follow both sets.
- Reserve studies and board minutes, which show planned repairs and special assessments.
- Whether the documents you receive cover every association on the property. Ask your agent to confirm.
Your right to review the documents
Virginia calls the document package a resale certificate for both HOAs and condos. NVAR explains how it works for buyers:
- The seller must get it from the association and deliver it to you.
- The contract sets how many days you have to cancel after you receive it. If that blank is empty, the default is three days.
- If you never receive it, you can cancel any time before settlement.
- You do not need a reason, and you get your earnest money back.
Setting the period to zero days does not waive your right. Only an express written waiver does, and NVAR advises against waiving. See how your deposit is protected.
Part of our guide to making an offer in Virginia.
Talk to Glenn and Gift before you sign
Questions about your offer or contract? Call 703-707-0334 or send us your question.
General information for Northern Virginia buyers, not legal advice. Your contract controls, so read it and ask before you act.
